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Mortgage Market Changes: Occident Federal’s 80% Loan-to-Value Ratio in 1964

Occident Federal advertisement - 1964
Learn how the mortgage market has changed since 1964 when Occident Federal offered loans up to 80% of the property value and a maximum of 25 years. In the heyday of the pre-collapse real estate market, 100% loan-to-value ratios were available.
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This is an advertisement for Occident Federal, printed in The Baltimore Sun on July 2nd, 1964. They were offering mortgages up to 80% of the property value and a maximum of 25 years. In the heyday of the pre-collapse real estate market (i.e., 2007ish), we were looking at 100% loan-to-value ratios.

Occident Federal advertisement - 1964
Occident Federal advertisement – 1964

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